Education Begins With Home

Your New Home May Be Closer Than You Think

Couple holding a 'We're Home' key sign in front of their new house.

Buying a home can feel out of reach. Education Begins With Home helps Tulsa-area teachers build a pathway to homeownership — and find the peace, stability and joy that comes with having a place to call your own.

Eligible teachers may receive up to $50,000 in forgivable down-payment assistance and access a below-market, 30-year fixed-rate mortgage, making homeownership more affordable and within reach.

*Downpayment assistance determined for qualified applicants. Additional down payment assistance may be offered subject to availability. Some restrictions apply.

See What Is Possible

The Dream of Homeownership is Doable

Our partners at Tulsa Public Schools, Union Public Schools and participating Tulsa-area charter schools are working together to make homeownership more attainable for eligible teachers.

Education Begins With Home can help qualifying educators:

Purchase a quality, energy-efficient, newly constructed starter home
Receive up to $50,000 in forgivable down-payment assistance
Access a below-market, 30-year, fixed-rate mortgage
Build equity and establish roots in your community
Receive guidance throughout the homebuying process

You Could Qualify

Education Begins With Home is available to eligible classroom teachers, including traditionally certified and emergency-certified teachers employed by:

Tulsa Public Schools
Union Public Schools
Tulsa Legacy Charter School
KIPP Tulsa
Tulsa School of Arts and Sciences
College Bound Academy
Tulsa Honor Academy
Under the Canopy School
Crossover Preparatory Academy

You do not need to know whether you qualify before taking the first step. Our team is here to provide guidance and free financial counseling through the entire process.

1. Attend a Homebuyer Information Session

2. Submit an Application

1. Attend a Homebuyer Information Session

Complete an application and provide the requested financial documents.

3. Work One-on-One with a Counselor

1. Attend a Homebuyer Information Session

3. Work One-on-One with a Counselor

Your housing counselor will review your finances and help you prepare for successful homeownership.

4. Complete Educational Courses

3. Work One-on-One with a Counselor

Finish up the required classes and volunteer hours to prepare for homeownership.

5. Purchase Your New Home

4. Complete Educational Courses

5. Purchase Your New Home

Congratulations on completing the program. You are now a homeowner!

FW Murphy Family Foundation
Julie & Sanjay Meshri Family
Kathleen S. Craft Foundation
Hardesty Family Foundation
PSO Foundation
TD Williamson
Commonwealth Foundation
Bank of America

Hille Foundation
The Bama Companies
Karen Langdon
Sanford & Irene Burnstein Family Foundation
The Sharna & Irvin Frank Foundation
State Farm
Rozann & Bill Knight
Ralph & Frances McGill Foundation

Tulsa Area United Way
Ed Darby Family Foundation
Kerr Foundation
Stanley White Foundation
Stuart Family Foundation
TEB Foundation
MidFirst Bank
Ash Grove Charitable Foundation

Frequently Asked Questions

Please reach us at home@greencountryhabitat.org if you cannot find an answer to your question.

Is this program only for Tulsa Public Schools teachers?

No. Education Begins With Home has expanded and is now available to qualifying teachers at Tulsa Public Schools, Union Public Schools and participating Tulsa-area charter schools.

What educators in these school districts may qualify?

Education Begins With Home is available to classroom educators including traditionally certified, alternatively certified, emergency certified and non-certified teachers. Additional eligibility requirements apply.

Which charter schools are participating?

Participating Tulsa-area charter schools include:

Tulsa Legacy Charter School
KIPP Tulsa
Tulsa School of Arts and Sciences
College Bound Academy
Tulsa Honor Academy
Under the Canopy School
Crossover Preparatory Academy

Can school employees who are not classroom teachers participate?

Absolutely! Other school employees may be eligible for Habitat’s traditional homebuyer program. Complete the interest form to receive information about other opportunities.

How does down-payment assistance work?

Qualified applicants who purchase a home through the program will receive forgivable down-payment assistance, subject to program requirements and available funding.

After five years of successful mortgage payments, the down-payment assistance loan will be forgiven and become instant equity for your family.

Does Education Begins With Home have the same eligibility requirements as standard Habitat HomeBuyer programs?

While many of the eligibility requirements remain the same as our other programs, certain requirements have been reduced or waived to help remove barriers to homeownership for educators.

What mortgage options are available?

Qualified Education Begins With Home participants may be eligible for a below-market, 30-year, fixed-rate mortgage.

Are these newly constructed homes?

Yes! Our homes are high-quality, newly constructed builds designed to provide a strong foundation for successful, long-term homeownership.

Does submitting the interest form affect my credit?

No. Submitting an interest form or registering for an information session will not affect your credit.

What happens during an Information Session?

Our information sessions are a free, 30-minute program overview that provides additional information about the homebuyer process. Sessions are available virtually and in person. Children are welcome and there is no commitment to apply or take further action.

What if I do not meet the requirements today?

Do not count yourself out. We connect you to financial education and homebuyer preparation resources that can help work toward eligibility.

Education Resources for Home Learning

Education Resources for Home Learning

Your New Home May Be Closer Than You Think

The Dream of Homeownership is Doable

You Could Qualify

Your Path To Homeownership

1. Attend a Homebuyer Information Session

1. Attend a Homebuyer Information Session

1. Attend a Homebuyer Information Session

2. Submit an Application

1. Attend a Homebuyer Information Session

1. Attend a Homebuyer Information Session

3. Work One-on-One with a Counselor

1. Attend a Homebuyer Information Session

3. Work One-on-One with a Counselor

4. Complete Educational Courses

4. Complete Educational Courses

3. Work One-on-One with a Counselor

5. Purchase Your New Home

4. Complete Educational Courses

5. Purchase Your New Home

From Application to Move-In Day

Thank you Sponsors

Our Partners

Frequently Asked Questions

Education Resources for Home Learning

Education Resources for Home Learning

Your New Home May Be Closer Than You Think

The Dream of Homeownership is Doable

You Could Qualify

Your Path To Homeownership

1. Attend a Homebuyer Information Session

1. Attend a Homebuyer Information Session

1. Attend a Homebuyer Information Session

2. Submit an Application

1. Attend a Homebuyer Information Session

1. Attend a Homebuyer Information Session

3. Work One-on-One with a Counselor

1. Attend a Homebuyer Information Session

3. Work One-on-One with a Counselor

4. Complete Educational Courses

4. Complete Educational Courses

3. Work One-on-One with a Counselor

5. Purchase Your New Home

4. Complete Educational Courses

5. Purchase Your New Home

From Application to Move-In Day

Thank you Sponsors

Our Partners

Frequently Asked Questions

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